Loan Rates

Effective: January 23, 2025

Due to ongoing market fluctuations, home loan interest rates are always changing. Please contact your local Primebank lender to receive a rate quote customized for you.

We offer a wide variety of other real estate products, including:
  • Home Improvement Loans
  • Construction Loans
  • Debt Consolidation Loans
  • First Time Home Buyer Loans
  • 100 % Financing Options

Consumer Loan Rates

Consumer Products Interest Rate Annual Percentage Rate (APR) Monthly Payment
3 Year New Car Fixed* 5.500% 5.668% $302.71
4 Year New Car Fixed* 5.750% 5.878% $234.29
5 Year New Car Fixed* 6.000% 6.104%

$193.82

6 Year New Car Fixed* 6.500% 6.588% $168.53
3 Year Used Car Fixed* 
(3 yr. old car or newer)
6.000% 6.168% $304.98
4 Year Used Car Fixed*
(3 yr. old or newer)
6.500% 6.629% $237.75
3 Year Used Car Fixed*
(4 to 5 yr. old car)
7.500% 7.669% $311.84
3 Year Used Car Fixed*
(6 yr. old car or older)
8.250% 8.420% $315.30
Unsecured Personal Loan** 18.000% 18.362% $180.76
Secured Personal Loan** 12.000% 12.349% $166.07

*APRs listed above for car loans are based on a $10,000 loan with a $25.00 loan origination fee. The monthly payment amounts include principal and interest.

**APRs listed above for unsecured and secured personal loans are based on a $5,000 loan amortized for 36 months. APRs include a $25.00 loan origination fee. The monthly payment amounts include principal and interest.

Rates may vary if payments are made by a method other than an automatic debit of an account at Primebank.













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